Stafford County, Virginia, nestled along the Potomac River, offers residents a unique living experience that marries historical significance with contemporary convenience. Known for its pivotal role in American history and its proximity to the nation’s capital, Stafford County is a place where past and present coexist beautifully. The county boasts a variety of landscapes, from the serene waterfronts of Aquia Harbour to the bustling communities of North Stafford. With its rich tapestry of historical sites, modern amenities, and natural beauty, Stafford County provides a diverse range of living experiences that cater to a variety of lifestyles and preferences.
Ready to call Stafford County home? Our Jumbo Verified™ lender network is prepared to assist you with competitive rates and mortgage plans tailored for Stafford County’s unique real estate market. Whether you’re attracted to a home with historical charm, a family residence in a vibrant community, or a modern retreat close to nature, we’re here to help guide your homeownership journey in Stafford County.
Customized Mortgage Solutions for Stafford County’s Diverse Real Estate Landscape
Stafford County’s real estate market reflects its rich diversity, offering a range of properties from charming colonial homes to contemporary new constructions. Our lending experts are ready to provide mortgage strategies that align with your vision for a home in Stafford County.
- A diverse selection of mortgage types for Stafford County properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that aim to match Stafford County’s unique property landscape, offering you a chance to find a home that meets your expectations.
- Customized mortgage plans designed to fit your lifestyle in Stafford County, whether you prefer the historical ambiance or modern community living.
- Insightful knowledge of Stafford County’s housing market, with access to specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Stafford County, facilitating your path to homeownership in this historic yet modern region.
Engage with Stafford County’s Rich Lifestyle and Community
Stafford County is not just a place to live; it’s a lifestyle enriched by opportunities for historical exploration, outdoor adventure, and community involvement. From the trails of Government Island to the community events in Embrey Mill, Stafford County invites you to a life full of discovery and connection.
2024 VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ACCOMACK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALBEMARLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMELIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMHERST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| APPOMATTOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARLINGTON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| AUGUSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEDFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOTETOURT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRUNSWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMPBELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CRAIG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CULPEPER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DINWIDDIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FAUQUIER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FLOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLUVANNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOOCHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAYSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENSVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALIFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANOVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISLE OF WIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JAMES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING AND QUEEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING WILLIAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOUDOUN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LOUISA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUNENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MATHEWS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECKLENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NELSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOTTOWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PATRICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITTSYLVANIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWHATAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE EDWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE WILLIAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAPPAHANNOCK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKBRIDGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSSELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHENANDOAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOUTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPOTSYLVANIA COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| STAFFORD COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUSSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTMORELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYTHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDRIA CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BRISTOL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUENA VISTA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTESVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESAPEAKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLONIAL HEIGHTS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COVINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DANVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMPORIA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FALLS CHURCH CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FRANKLIN CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICKSBURG CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GALAX CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISONBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOPEWELL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYNCHBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANASSAS CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MANASSAS PARK CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARTINSVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWPORT NEWS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETERSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POQUOSON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PORTSMOUTH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RADFORD CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALEM CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STAUNTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VIRGINIA BEACH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNESBORO CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINCHESTER CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND STAFFORD COUNTY
Neighborhoods
Aquia Harbour, Falmouth, Southern Gateway, Arbor Glen, Austin Ridge, Bell Air Heights, Belmont Hills / Ingleside, Brentwood Estates, Cardinal Forest, England Run, Foxwood Estates, Hidden Lake, Lake Arrowhead, Liberty Place, Mountain View, Potomac Hills, Rosedale, Rosewood Estates, Shadow Woods, Stafford Lakes & Stone River.
Zip Codes
22135, 22403, 22405, 22406, 22412, 22430 ,22463, 22471, 22545, 22554, 22555 & 22556
Counties
Arlington County, Fairfax County, Prince William County, Stafford County, King George County, Caroline County, Spotsylvania, Orange County, Madison County, Culpepper County, Fauquier County, Warren County, Frederick County, Clarke County, Loudoun County.